To produce interdisciplinary, focused, relevant and worthwhile banking research; to stimulate synergistic debate between academics, policy makers, supervisors and supervised; to make recommendations, develop ideas and devise new strategies on banking in Europe; and to share our research outputs through publications, seminars and conferences.
Academic Working Programme
By its research, the EBI aims to contribute to and evaluate the quality of bank regulation, supervision and enforcement in the EU with a view to promoting financial stability, market efficiency and the equitable treatment of stakeholders. The EBI is currently engaging in scholarly research in the following areas:
- Enhancements of the Single Rule Book and issues concerning convergence of supervisory practice in the EU;
- Proportionality of banking supervision laws, the limitation of risk orientated approaches and interaction between ICAAP/ILAAP and the SREP process;
- The interaction between early intervention measures and resolution planning and the need for pairing the SSM and SRM objectives;
- Bank business models, structural separation of trading and banking activities and profitability objectives;
- Interaction between macroprudential and microprudential supervision, discretion of EU authorities and issues concerning a European level playing field;
- The foundations of enhanced supervision of significant and systemically important institutions: accounting, auditing, capital adequacy, cross border risk management and resolvability;
- Alignment of bank supervision, recovery and resolution objectives with principles of common insolvency law;
- Legal systems governing banks and their openness to innovation including FinTech;
- Individual rights in the financial regulatory structure including judicial adjudication of matters concerning market supervision in the EU and an impact assessment of the establishment of a specialised EU court;
- Corporate governance models and remuneration policies for banks and the implementation of the governance provisions in the CRD IV package.
The research is geared to result in top end publications and other outputs such as papers in leading academic journals, contributions to research conferences and seminars, and policy guidance.